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Welcome to Curry's benefits overview guide.
Curry College recognizes the significant contribution that our employees make to the College, and we have worked hard to ensure that our benefit offerings remain generous. The following is an outline of benefit plans offered to all full-time administrators and staff employees at Curry College. Please check with the Human Resources Department for information concerning any of the benefits noted. The plan documents are the ultimate determinant of benefits.
Group Life Insurance
Curry College provides coverage in the amount of two times annual base salary rounded to the next $1,000 to a maximum of $200,000 at no cost. The College also provides A D & D coverage at no cost. Employees also have the option of purchasing additional life insurance for themselves, their spouses and dependents.
Long Term Disability
Provides disability income (70% of your monthly basic earnings to a maximum of $7,500 of scheduled monthly benefits) after 90 days of continuous disability. The College provides at no cost.
Medical insurance is covered by Tufts Health Plan. The choice of medical plans within the Tufts network are:
1. Tufts Premium HMO
2. Tufts Advantage HMO ($1,000.00 Deductible plan)
3. Tufts POS Premium
4. Tufts PPO Premium (available to out of state employees only).
The cost of all individual and family health insurance plans is shared by the employee and the College.
Cigna Dental PPO dental plan covers preventive services at 100%, basic services at 100% after the annual deductible and most major services at 50%. The College provides individual and family dental insurance coverage plans with a cost shared by the employee and the College.
Automobile Insurance - Safety Net
Curry College employees and their spouses can have their automobile policies written with any Safety Agent to receive a 5% group discount.
Retirement Annuity Plan
Voluntary contributions can be made by employees on a tax-deferred basis electing the investment options offered under the TIAA Fund and Fidelity Investment Services upon hire. Eligibility for the College's matching contribution begins after the completion of 1000 hours and one year of continuous employment on the first of the following month (waived if a new employee had worked at an organization that could have offered a 403(b) and if that new employee had worked 1000 hours in the last twelve months). The College will match 200% of the eligible employee's salary reduction amount to 3.50% of his/her salary. The College also offers a Supplemental Retirement and Savings Plan with the same investment options, which are not matched by the College, but allows employees added saving potential for retirement on a tax-deferred basis. You are eligible to join the supplemental plan on your date of hire.
Long Term Care Insurance
Long Term Care Insurance is offered through John Hancock Financial Network. If you would like more detailed information regarding services covered as well as annual premiums please contact Erica Mellone, CFP at 781-446-5036, or by email at email@example.com.
Medical Expense Reimbursement Account
This account allows employees to contribute up to $2,500 per year from their salary, pre-taxed, into an account from which you can pay for eligible out of pocket medical, dental and vision expenses. This account may also be used to pay for private individual health premiums.
Dependent Care Spending Account
This account allows employees to reduce taxable salary to pay for dependent care expenses. The annual salary can be reduced by a maximum of $5,000 per year for qualifying expenses.
After one year of employment, full time employees may enroll in all Curry College undergraduate and graduate courses on a tuition-free, space available basis. After three years of employment, spouses and dependent children are eligible for the same. The College also participates in the TE/CIC programs for undergraduate education of dependent children. Eligibility requires a minimum of three years of employment for the Tuition Exchange/CIC Programs. Final award based on availability and seniority. Neither of these programs are a guaranteed benefit.
Curry Early Childhood Center
The College provides an on-campus daycare center for children of staff & faculty, through age 5, on a space available basis. Rates are subsidized by the College.