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A mother and daughter discuss the affordability of college

We are delighted that you are considering enrolling with us at Curry College! We understand the college search process can be confusing and even overwhelming; especially the piece of trying to make the finances work so you can realize your dream of a Curry education. 

College affordability matters here at Curry.  We believe education financial planning goes hand in hand with the college search process. Planning ahead and knowing the cost of college will be manageable for you and your family is an important part of the process. Let us show you how our students and their families have partnered with us and help you make your dream a reality!

You have taken the first step by viewing our website. We encourage you to use the Net Price Calculator so you can see just how affordable a Curry education can be for your family. The calculator will give a personalized estimate to you of both your eligibility for merit awards and your family's eligibility for need-based financial aid.

Your investment in your education is critical to your future success. The Curry Advantage: living learning communities, honors programs, internships and study abroad opportunities will support your path to student success and future career goals.

The Financial Aid Team will be with you every step of the way; guiding and advising you on applying for financial aid, affordability and helping you and your family figure out your payment options to pay for your out-of-pocket costs.

Contact us if you have any questions as you navigate the college search path.

The Financial Aid Team and I look forward to working with you and your family!

Stephanny J. Elias
Associate Vice President of Financial Aid

Jasmine - Curry College Affordability Test CaseJasmine is a Massachusetts resident and resides with her mother and father. Her parents' income is $63,100 and Jasmine works part-time where she earns $3,900. She is planning to be a psychology major. She will be a commuter student, residing with her family, while attending Curry.

Financial Need:

$38,558

Award:

Academic Achievement Scholarship:
Curry Grant:
*Federal Direct Subsidized Loan:
*Federal Direct Unsubsidized Loan:
**Federal work study:

$18,000
$3,200
$3,464
$1,980
$2,000

Total Award:

$28,644

*Estimated net loan proceeds.  The gross amount of the Federal Direct Subsidized or Unsubsidized Loan is reduced by a 1.066% Origination Fee prior to crediting the student's account.
**Federal Work-Study provides the student with the opportunity to work on-campus and earn up to $2,000.  This amount is not subtracted from the student's bill but paid as wages for hours worked.

Direct Costs (billed)
2017 - 2018 academic year

Indirect Costs (not billed)
2017 - 2018 academic year

Tuition:
Fees:

Total:

$36,780
$2,156

$38,936

Room & board allowance:
Personal Expenses:
Transportation:
Books:
Loan Fees:

Total:

$2,200
$1,195
$1,422
$1,100
$59

$5,976

Total Billed & Unbilled Costs:

$44,912

Net billed costs (after financial aid applied):

$12,292

Direct Costs (billed):
Financial Aid:

 $38,936
-$26,644


Financing Strategy:

Jasmine was awarded merit aid by the Admission Office at the time of her acceptance. She applied for financial aid and was eligible for a Curry Grant. In addition, she was also eligible for a Federal Direct Subsidized Loan and a Federal Direct Unsubsidized Student Loan. Jasmine and her family have decided to pay for her net direct costs of $12,292 by financing the remaining portion of her billed expenses through the TMS monthly tuition payment plan. They will make 10 interest free monthly payments of $1,229.20.

Alternate Financing Strategies:

-An alternative strategy for Jasmine and her family to pay the net costs of $12,292 is to utilize a Federal Parent PLUS Loan for $6,421 which will net them $6,246 (half of their balance) after the 4.276% PLUS Loan origination fee is deducted and to finance the other half through the TMS monthly tuition payment plan.

-Another strategy that Jasmine's family could use would be to borrow their net direct cost of $12,292 against the equity in their home. Many home equity loans are available at rates less than private education and Federal PLUS Loans and may also have tax benefits (you should consult with your tax advisor).

Jasmine - Curry College Affordability Test CaseEvan is a New Jersey resident and resides with his father and one sibling. His father's income is $120,800 and Evan has no earnings this past year. He is undecided on his major at this time. Evan will be a resident student, while attending Curry.

Financial Need:

$33,361

Award:

Curry Spirit Award:
Curry Grant:
*Federal Direct Subsidized Loan:
*Federal Direct Unsubsidized Loan:

$10,000
$2,000
$3,464
$1,980

Total Award:

$21,444

*Estimated net loan proceeds.  The gross amount of the Federal Direct Subsidized or Unsubsidized Loan is reduced by a 1.066% Origination Fee prior to crediting the student's account.

 

Direct Costs (billed)
2017 - 2018 academic year

Indirect Costs (not billed)
2017 - 2018 academic year

Tuition:
Room & Board:
Fees:

Total:

$36,780
$14,735
$2,156

$53,671

Personal Expenses:
Transportation:
Books:
Loan Fees:

Total:

$1,195
$1,000
$1,100
$59

$3,354

Total Billed & Unbilled Costs:

$57,025

Net billed costs (after financial aid applied):

$32,227

Direct Costs (billed):
Financial Aid:

 $53,671
-$21,444


Financing Strategy:

The Admission Office did not offer merit aid to Evan at the time of his acceptance. He applied for financial aid and was eligible for a Curry Grant and the Curry Spirit Award. In addition, he was also eligible for a Federal Direct Subsidized Loan and a Federal Direct Unsubsidized Loan. Evan and his family have decided to pay his net direct costs of $32,227 by applying for a private loan in the amount of $15,000, which has a deferred repayment option until Michael graduates, and financing the remaining portion of his billed expenses through the TMS monthly tuition payment plan. They will make 10 interest free monthly payments of $1,722.70.

Alternate Financing Strategies:

-An alternative strategy to the one utilized by Evan and his family would be to pay their net direct cost of $32,227 by paying $8,500 directly to Curry College from existing savings thereby lowering the amount of the private loan from $15,000 to $6,500. The family could still utilize the TMS monthly tuition payment plan financing the remaining $17,227 with 10 interest free monthly payments of $1,722.70.

-Another strategy that Evan's family could use would be to finance the entire net direct costs of $32,227 through the TMS monthly tuition payment plan. The family would make interest free monthly payments of $3,222.70. This strategy allows the family not to borrow a loan and keeps existing savings in place.

Quick Stats

Curry College Student raising her hand in Class
99%

Percentage of first time full-time students at Curry College who receive some form of financial aid.

Curry College student in class
$27,843

The average need based scholarship/grant for the entering Class of 2022 - 50% of the average billed cost of a resident student.

Curry College student in class
$40.5 Million

The total scholarship and grant aid from institutional, federal, and state sources for the 2016-2017 academic year.

Students and Parents Discuss Curry's Affordability

Katie - Mother of Emily Mathers, Curry College Class of 2021

Katie - Mother of Emily Mathers, Class of 2021

"Being the mother of triplets I feared everything having to do with college financing. Having to pay for college X 3 was overwhelming and scary. It wasn't until I met a member of the Curry Financial Aid Team that I was able to breathe and relax.  She was so easy to talk to. She explained how everything worked and answered all my questions, even questions I didn't think of. She was kind, caring, professional and genuine. I am forever grateful to her. It was truly a positive experience which certainly alleviated a tremendous amount of stress in our lives."

Jessica Thelismond, Curry College Class of 2019

Jessica Thelismond, Class of 2019

"Curry's Financial Aid staff has been and continues to be one of my strongest sources of support whenever I feel like I won't be able to continue at college for financial reasons, due to personal challenges I'm experiencing. They help me figure out how to make finances work and they keep me focused on what's important - my academics and ultimately graduation."

Jared Berman '17, New Era Award Recipient, Curry College

Jared Berman '17, New Era Award Recipient

"Attending Curry College was one of the best decisions I could have made. The opportunities that I was given while I was a student, have truly helped  to shape who I am as a person, and my future goals. However, none of this would have been possible without the assistance of the Financial Aid Team. Right from the start, they helped me to figure out my financial situation and explore different opportunities to afford my education. Had it not been for the Student Financial Services Office, I'm not sure that I would have been able to remain at Curry and graduate with some of the best people I have ever met."

Steve, Maria, and Ethan Spiewakowski '17 - Curry College

Steve and Maria - Parents of Ethan Spiewakowski '17

"When we first visited Curry on Accepted Students Day we knew that the Nursing Program at Curry was an experience we wanted Ethan to be a part of. My wife and I were practically beside ourselves as we were confronted  with the cost and initially we thought that we would not be able to help Ethan obtain what he worked so hard for. As we sat with a Financial Aid Team member that day, we were calmly and professionally told "we will make it work". We walked out of there full of gratitude, knowing we made the right choice. Now we are a week following our son's graduation... from the bottom of our hearts we thank you!"

Take the next step

We look forward to working with you to help make the educational investment in your future convenient and affordable.

Students smiling in class at Curry College

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