Evan's Financial Path

Evan Evan is a New Jersey resident and resides with his father and one sibling. His father's income is $120,800 and Evan has no earnings this past year. He is undecided on his major at this time. Evan will be a resident student, while attending Curry. New Jersey Map

Financial Need: $33,361
Curry Spirit Award:
Curry Grant:
*Federal Direct Subsidized Loan:
*Federal Direct Unsubsidized Loan:

Total Award: $21,444

*Estimated net loan proceeds.  The gross amount of the Federal Direct Subsidized or Unsubsidized Loan is reduced by a 1.066% Origination Fee prior to crediting the student's account.

Direct Costs (billed)

2017 - 2018 academic year

Indirect Costs (not billed)

2017 - 2018 academic year
Room & Board:
Personal Expenses:
Loan Fees:
Total Billed & Unbilled Costs: $57,025
Net billed costs (after financial aid applied): $32,227
Direct Costs (billed):
Financial Aid:

Financing Strategy:

The Admission Office did not offer merit aid to Evan at the time of his acceptance. He applied for financial aid and was eligible for a Curry Grant and the Curry Spirit Award. In addition, he was also eligible for a Federal Direct Subsidized Loan and a Federal Direct Unsubsidized Loan. Evan and his family have decided to pay his net direct costs of $32,227 by applying for a private loan in the amount of $15,000, which has a deferred repayment option until Michael graduates, and financing the remaining portion of his billed expenses through the TMS monthly tuition payment plan. They will make 10 interest free monthly payments of $1,722.70.

Alternate Financing Strategies:

-An alternative strategy to the one utilized by Evan and his family would be to pay their net direct cost of $32,227 by paying $8,500 directly to Curry College from existing savings thereby lowering the amount of the private loan from $15,000 to $6,500. The family could still utilize the TMS monthly tuition payment plan financing the remaining $17,227 with 10 interest free monthly payments of $1,722.70.

-Another strategy that Evan's family could use would be to finance the entire net direct costs of $32,227 through the TMS monthly tuition payment plan. The family would make interest free monthly payments of $3,222.70. This strategy allows the family not to borrow a loan and keeps existing savings in place.

Jessica ThelismondJessica Thelismond Class of 2019:
"Curry's Student Financial Services staff has been and continues to be one of my strongest sources of support whenever I feel like I won't be able to continue at college for financial reasons, due to personal challenges I'm experiencing. They help me figure out how to make finances work and they keep me focused on what's important - my academics and ultimately graduation."


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